Our Story

Rooted in our Community.
Committed to You.

Independent insurance with heart serving the Buckeye State.

Ace Insurance Sandusky Office
Since 1984 Family Owned
Our Mission

Two-Time Award-Winning Insurance, Built Around You

Ace Insurance is a two-time award-winning independent insurance agency serving all of Ohio. For over 40 years, we've built our reputation on doing right by our clients, responsive service, straightforward answers, and coverage that actually fits your life. As an independent agency, we work with top-rated carriers to make sure you're getting the best protection for your money.

Our story started in 1984 when founder James R. Perry launched the agency out of a USPS van in Toledo, Ohio. Back then it operated under the name Perry Insurance, and James grew it the right way, one client at a time, earning trust through hard work, personal service, and a genuine care for the people he served.

In 2001, the business was incorporated and rebranded as Ace Insurance, a name that reflected a fresh identity and kept the agency top of mind. The growth continued, and in 2015 Ace opened its second location in downtown Sandusky, expanding its reach to the Lake Erie community with the same personalized service clients had always counted on.

In 2019, James Perry passed away after a battle with cancer, leaving behind a legacy built on integrity and community. His son William Perry took over as principal agent and has carried that legacy forward with pride. Today, Ace Insurance is still family-owned, still community-driven, and still committed to the same values that James put into it from day one.

Meet Our Team Get In Touch
In the Community

More Than an Agency. We're Your Neighbors

When we're not helping clients find the right coverage, you'll find us out in the community. From downtown Sandusky events to local festivals, giving back is part of who we are. Here's the whole team showing up (in costume) for our community, because that's just what we do.

Ohio Insurance Agents Member Proudly Serving Ohio
William Perry holding Ace Insurance flag on frozen Lake Erie Ace Insurance team in costume at a community event Ace Insurance Sandusky booth at American Legion Bingo Ace Insurance Medicare Planning Workshop event Ace Insurance Medicare seminar presentation Ace Insurance Medicare enrollment class at Sandusky library
What Drives Us

Our Core Values

Three principles that shape every interaction and every policy we write.

Advice

Expert guidance clients can trust. We take the time to understand your situation and give you straightforward advice so you can make confident decisions about your coverage.

Community

We live and work here too. Our investment in Ohio goes beyond business. This is our home.

Excellence

We hold ourselves to the highest standard from finding the best rates to being there when you need to file a claim.

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Where We Serve

Proud to Serve NE & NW Ohio

Licensed in Ohio and Michigan, with deep roots across NE and NW Ohio. From the shores of Lake Erie to Central Ohio. Wherever you are, we've got you covered.

Sandusky

Our Home Base

Lake Erie Islands

Put-in-Bay, Kelleys Island & more

Toledo

NW Ohio & surrounding area

Cleveland

Greater Cleveland & NE Ohio

Columbus

Central Ohio

Huron

Erie County

Castalia

Erie County

Marblehead

Erie County

Vermilion

Erie County

Catawba Island

Ottawa County

Port Clinton

Ottawa County

All of Ohio

NW & NE Ohio statewide

Ready to Work With an Agency That Actually Cares?

Get a free quote or stop by our downtown office.